DSCR.
DSCR(Debt Service Coversge Ratio) loans let investors qualify based on the property’s income rather than their personal income. The DSCR measures whether the rental income is enough to cover the loan payments; usually a ratio of at least 1.0 -1.25 is required. These loans are fast, flexible, and ideal for scaling portfolios without heavy documentation, since the property itself secures the financing.
DSCR(Debt Service Coversge Ratio) loans let investors qualify based on the property’s income rather than their personal income. The DSCR measures whether the rental income is enough to cover the loan payments; usually a ratio of at least 1.0-1.25 is required. These
loans are fast, flexible, and ideal for scaling portfolios without heavy documentation, since the property itself secures the financing
REQUIREMENTS:
- Property Appraisal / Rent Roll
- Lease Agreements / Tenant Schedule
- Bank Statements (4–6 Months)
- Proof Of Ownership / Title Docs
- DSCR Calculation Worksheet
- Tax Returns (2 Years)